Four checks. One report.
Every borrower.
PulseClose runs entity, track record, litigation, and contractor validation in parallel. Results in under 2 minutes.
Secretary of State lookup across all 50 states
Instantly verify that your borrower’s entity is active and in good standing. PulseClose checks formation date, registered agent, entity type, and flags dissolved, suspended, or recently-formed entities that could indicate risk.
- Active/suspended/dissolved status
- Formation date and registered agent
- Foreign entity detection
- Name match confidence scoring
Verify what your borrower actually owns
Stop trusting borrower-submitted spreadsheets. PulseClose searches property records by owner name to find real acquisitions, sale prices, and transaction history. Automatically classify borrowers into experience tiers 1-4 based on completed projects.
- Owner-name property search nationwide
- Sale prices and transaction dates
- Sale history enrichment per property
- Experience tier classification (1-4)
Federal court records, checked automatically
Search federal court dockets for bankruptcies and lawsuits involving the borrower or their entities. Active cases are flagged before you commit capital. No more manual PACER searches.
- Bankruptcy case search
- Federal lawsuit screening
- Entity + personal name search
- Active vs. terminated case status
Contractor license checks for rehab and ground-up deals
For construction loans, verify the general contractor’s license is active and in good standing. PulseClose checks license status, classification, expiration, disciplinary history, and workers’ compensation coverage.
- License status and classification
- Expiration date tracking
- Disciplinary action history
- Workers’ comp insurance verification
AI-generated risk summary with every report
After all checks complete, PulseClose generates a structured risk analysis covering entity health, track record depth, litigation exposure, and contractor risk. Share the report with your credit committee.